403(b) to Gold IRA Rollover Guide for Teachers, Nurses & Nonprofit Workers (2026)

Yes — teachers, nonprofit workers, ministers, and hospital employees can roll a 403(b) into a Gold IRA tax-free via direct rollover after separating from service. Watch for annuity surrender charges (TSAs) and ERISA spousal-consent rules; the process otherwise mirrors a 401(k) rollover and takes 2–3 weeks.