Silver IRA Fees Explained (2026): What You'll Actually Pay

Silver IRA fees typically total $180–$325 per year: $50–$150 one-time setup, $75–$150 annual custodian, and $100–$200 annual storage. Birch Gold Group offers a flat $180/year structure; Augusta and American Hartford Gold waive fees on qualifying accounts.

Gold IRA Fees

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50. as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually.