Silver IRA Rollover Guide (2026): Steps, Rules & Mistakes to Avoid

A Silver IRA rollover moves funds from an existing 401(k), 403(b), TSP, or IRA into a self-directed Silver IRA holding physical silver. Direct rollovers are tax-free and penalty-free; the process requires an IRS-approved custodian and qualified depository and typically completes in 1–3 weeks.