Silver IRA Storage Costs: What You'll Really Pay in 2026

Silver IRA storage costs typically run $100–$200 per year — slightly higher than gold because silver is bulkier per dollar of value. Segregated (allocated) storage costs more than commingled storage. Birch Gold Group charges a flat $180/year covering both custodian and storage.

Gold IRA Fees

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50. as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually.