TSP to Gold IRA Rollover Guide (2026): Rules, Steps & What to Know

Federal employees can roll their Thrift Savings Plan (TSP) into a Gold IRA after separating from federal service or reaching age 59½ via in-service withdrawal. Direct rollovers are tax-free and penalty-free. Submit Form TSP-99 (separated) or TSP-75 (in-service) to initiate.